Drivers and tricycle operators risk losing insurance compensation if caught overloading, the National Insurance Commission has cautioned.
According to David Kwame Afenyo, overloading is not only illegal but also constitutes a breach of insurance agreements, giving insurers grounds to reject claims in the event of accidents.
He explained that when investigations reveal that excess passengers or goods contributed to a crash, insurance companies are likely to deny liability, leaving both vehicle owners and victims without financial support.
Mr Afenyo delivered the warning during a safety training programme organised by the National Road Safety Authority in Ho, which brought together tricycle operators as part of efforts to improve compliance ahead of the Easter period.
The session also featured officials from the Driver and Vehicle Licensing Authority and the Motor Traffic and Transport Department, who reinforced the need for adherence to road safety regulations.
Participants were urged to regularly check their licences and ensure their vehicles were roadworthy, while also keeping number plates visible for easy identification.
Facilitators emphasised that tricycles should be treated as professional workspaces, requiring discipline, respect for passengers, and strict compliance with operational rules.
Joana Fafa Ayer further outlined new regulatory requirements aimed at formalising tricycle operations, urging operators to fully comply to avoid sanctions and reduce accidents.
Authorities say the ongoing education and enforcement campaign is critical to improving road safety and protecting lives during the festive season and beyond.
