Derma Community Bank PLC has posted a strong financial performance for the 2025 financial year, recording a 123.91 per cent increase in profit before tax alongside significant growth in deposits, assets and customer lending.
Presenting the bank’s 2025 Financial Report at the 39th Annual General Meeting held at Derma in the Tano South Municipality of the Ahafo Region, Board Chairman Mr. Isaac Agyei Buabeng said profit before tax rose from GH¢1.96 million in 2024 to GH¢4.39 million in 2025.
The bank also reported a 35.88 per cent increase in customer deposits, which grew from GH¢64.5 million in 2024 to GH¢87.65 million in 2025, while total assets expanded by 34.59 per cent to GH¢100.87 million from GH¢74.94 million during the same period.
Mr. Buabeng disclosed that loans and advances to customers recorded the highest growth among the bank’s key performance indicators, rising by 64.97 per cent from GH¢10.98 million in 2024 to GH¢18.11 million in 2025, reflecting the bank’s increased support for businesses and individuals.
Despite the impressive financial results, he expressed concern over the slow growth in the bank’s share capital, which increased by only 1.44 per cent during the year under review.
He appealed to shareholders, customers and prospective investors to acquire more shares to strengthen the bank’s capital base and support its future expansion.
Speaking after the meeting, the Chief Executive Officer, Mr. Gabriel Essandoh, attributed the bank’s sustained growth to the confidence and support of its customers, shareholders, board members and staff.
He assured the public that Derma Community Bank PLC remained financially sound and encouraged more people to patronise its products and services.
The Head of Audit, Mr. Martin Awisi, also reaffirmed management’s commitment to maintaining high standards of corporate governance, regulatory compliance and prudent financial management.
He assured customers that the bank remains safe, stable and well-positioned to deliver quality banking services while sustaining its growth momentum.
